Established in the year 1999, Sahyadri Nagari Sahakari Patsanstha was founded with a unified vision: to empower the common man by providing accessible, transparent, and growth-oriented cooperative banking services.
Over the past two decades, what started as a small financial initiative by visionary local leaders has blossomed into a formidable financial institution. Today, we proudly serve over 25,000 members across the region, functioning as the financial backbone for countless families, small businesses, and agricultural ventures.
Our core philosophy remains unchanged—"Community First." We believe in nurturing long-term relationships built on unwavering trust and mutual respect. With state-of-the-art facilities blended with traditional co-operative values, we are committed to enriching lives and accelerating the socio-economic development of our society.
We offer a diverse portfolio of tailored financial solutions to meet every milestone of your life.
Fulfill your dream of owning a perfect home with our attractive interest rates.
Quick financial assistance for medical emergencies, marriage, or family celebrations.
Secure your future with guaranteed, high returns on your hard-earned savings.
Build wealth systematically by saving small amounts regularly every month.
A convenient way to manage daily finances with complete liquidity and member benefits.
Unlock the power of your idle gold jewels with hassle-free and instant disbursements.
Competitive returns on deposits and affordable loan options, specifically tailored for our members.
| Scheme Name | Duration / Tenure | General Rate (p.a.) | Senior Citizen (p.a.) |
|---|---|---|---|
| Fixed Deposit | 12 to 24 Months | 8.50% | 9.00% |
| Recurring Deposit | 12 to 60 Months | 8.00% | 8.50% |
| Savings Account | Daily Balance | 4.00% | 4.00% |
| Home Loan | Up to 15 Years | 10.50% | - |
| Gold Loan | 12 Months | 11.00% | - |
Your investments are safeguarded with strict compliance policies and transparent banking practices.
Enjoy industry-leading interest rates on deposits that help your wealth grow steadily.
We reinvest our success into local development, truly serving the people who trust us.